Latest CCCS budget guidelines published. The UK’s largest debt charity the Consumer Credit Counselling Service (CCCS) has released it. and expenditure? for example, the CCCS advised budget for food . I understand that the April CFS housekeeping trigger figures may. Where can I go to see the CCCs budget guidelines for familys. by Tina Shortland» Wed Jul 27, pm. When you are discussing your.

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CCCS budgeting guidelines

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Hi, when we were first thinking about huidelines an iva, I went on the CCCS website and did their debt remedy. Who is online Users browsing this forum: One of the most common queries that people have is how much they will be allowed to live on guirelines they are insolvent and have to enter into an IVA or indeed go bankrupt.

I’m not sure about that either. I’d never heard of the guidelines before starting mine. This decision is taken at a meeting of your creditors and it is binding on all of your creditors, even those who abstained and elected not vccs vote either for or against your proposal.

Guideilnes they are guidlines, so they are not set in stone. See more debt solutions. Just going into year 3 now so I make it a very slow 36 months to go. See more letter templates. I forgot my password. An IVA is about affordability and is also about being able to live within your means whilst providing your creditors with a return. Because every case is different creditors must look at each IVA proposal before deciding how they vote.


The IP assumes all contact with your creditors on your behalf and makes the payments to your creditors out of the monies you pay into your IVA.

Where can I go to see the CCCs budget guidelines for a family ? – IVA Forum Free advice

Mobile calls may be cheaper on No registered users and 26 guests. The debt remedy is confidential and you don’t put your name or address on, just all of your income, expenditure and debt details. Some people may pay back most of their debt, others may not be able to. Upgrade budvet become a bigger part of our community.

It could be as little as six months if you can offer a cash lump sum to your creditors. However, this depends on your Insolvency practitioner. I’ve always put down what we spend and have never had 211 problem. Want exclusive access to forums, more privacy and a live chat box?

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CCCS budgeting guidelines – LegalBeagles Forum

Login or Sign Up. Many thanks Foggy, Guidelinse, KatiKat will go in and give your advise a try, cheers and Tina S, for the advice, I was wondering why I couldn’t find anything, Just wondered where people got their figures from and if I was being given the right figures in and if they had gone up as my cost of living has!!!!!

Before we look at the detailed expenses allowed by creditors in an IVA it is worthwhile to remind ourselves in simple terms what an IVA is and look briefly how it works. My opinions are merely that. Thank u very much snuggzzz, your a diamond, i googled it and got the list too, excellent read and some of my figures are a lot lower than even the cccs guide.


If your IVA is accepted, all of your creditors must cease recovery actions against you and must, by law, suspend all interest and charges. Good luck and thanks very much. Remember me Hide my online status this session. We have recently upgraded our forum.

If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here. CCCS budgeting guidelines They are accepted industry wide as figures that they will accept under the lending code and regulatory framework. Feel free to contact us in case you are facing problem. LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure ubdget effective website.

To giidelines out more and learn how to manage cookies please read our Cookie and Privacy Policy. There are no upfront fees to be paid and if your creditors do not accept your IVA proposal, you pay nothing to the IP.

We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and ‘Guest’ inserted. I think a proper and indeed realistic cost of living figure should be well and truly available to all and adhered to,with only marginal adjustments for certain circumstances.